Does my insurance cover therapy in Texas?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Texas?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Texas who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Texas?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Texas and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Texas therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Texas from your state. First, Texas and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Texas, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Texas who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Texas — covered by insurance

Willicia Toran

Psychiatric Mental Health NP

Virtual • Texas

“Patient-centered care is such an essential approach needed to prioritize individual needs, preferences, and values in the decision-making process regarding health and well-being.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Open-minded, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Sameer Veerani

Psychiatric Mental Health NP

Virtual • Texas

“My approach is simple- to understand my client's need , not be judgmental, and to empower them to choose from various options available.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Open-minded, Solution-oriented, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Christina Hidalgo

Therapist

Virtual • Texas

“I am Christina Hidalgo, a bilingual, first-generation Latina, and a LCSW (Licensed Clinical Social Worker) based in Austin/Houston, Texas.”

Anxiety, Depression, Family Issues, LGBTQIA+,

Empowering, Inquisitive, Open-minded

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Shonda Harris

Therapist

Virtual • Texas

“I'm a curious person who works to understand who you are and what you want to change. My approach is solution focused, inclusive, non-judgmental, and interactive.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Empowering, Inquisitive, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Sofie Cardinal

Therapist

Virtual • Austin, TX

“I strive to serve as your witness and mirror, assist you to tap into your body's innate wisdom, find reverence for ways you have learned to protect yourself...”

Anxiety, Depression, LGBTQIA+, Maternal Mental Health,

Challenging, Creative, Holistic

Accepts United Healthcare, Aetna, Cigna,

Offers free consultationsView profile and book

Ogechi Lebeanya

Psychiatric Mental Health NP

Virtual • West Columbia, TX

“I specialize in ADHD evaluations and medication management, helping you better understand your symptoms and develop a treatment plan that fits your daily life.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Holistic, Solution-oriented

Accepts Aetna, Cigna, Ascension,

View profile and book

Jenniesha Figueroa Torres

Therapist

Virtual • Texas

“My therapy approach is focused on creating a safe space where you could feel listened and validated.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Holistic, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Cristy Connolly

Therapist

Virtual • Fair Oaks Ranch, TX

“This may seem daunting, but as someone who has also faced significant trauma, I am well-equipped to support you in your journey towards healing and a more fulfilling life.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Creative, Empowering, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Ponmile Oyelami

Therapist

Virtual • Texas

“Renowned for establishing therapeutic alliances built on trust, empathy, confidentiality, and mutual respect, I ensure that my clients' needs and desires are prioritized.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Juni Shrestha

Therapist

Virtual • Katy, TX

“Drawing from my immigrant background, I offer a unique perspective to support you through adjustments.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Inquisitive, Open-minded

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Suzon Schroeder

Therapist

In-person

550 South Watters Road, Allen, TX

“I strive in meeting all people where they are in many life stages. In my practice, clients will feel empowered and validated...”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Empowering, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Dr. Haley Busch

Psychologist

In-person

6850 Austin Center Boulevard, Austin, TX

“My life's work is helping clients slow down and truly be with themselves long enough to understand who they are, what they need, and how they want to move forward.”

Anxiety, Depression, Family Issues, Grief or loss,

Inquisitive, Open-minded, Warm

Accepts Aetna insurance

Offers free consultationsView profile and book

Dr. Matthew Hinthorn

Psychiatrist

In-person

1305 11th Street, Huntsville, TX

“I prefer to intermix therapy with medication management, but I thoroughly believe that including a dedicated therapist is a fantastic way to maximizing care.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Creative, Open-minded, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Carrie Chron

Therapist

In-person

700 McPherson Road, Fort Worth, TX

“I employ a warm and empathetic approach creating a supportive and non-judgmental space where clients can explore their thoughts, feelings and behaviors.”

Anxiety, Depression, Relationship Issues, Trauma

Creative, Empowering, Energetic

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Michelle Cote

Therapist

In-person

914 Farm to Market 517 Road West, Dickinson, TX

“I help you identify and change the self-defeating thoughts that keep you from reaching your full potential.”

Anxiety, Depression, Family Issues, Relationship Issues,

Direct, Empowering, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Sharasa Matthews

Therapist

In-person

8700 Menchaca Road, Austin, TX

“I became a therapist to help empower others to discover their unique and individual potential so that they may live a fulfilled life.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Affirming, Empowering, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Nazanin Ahmady

Therapist

In-person

6765 Half Main Street, Frisco, TX

“I create a soul-centered environment that encourages the use of art to self-discover and find healing through incredibly challenging life experiences.”

Anxiety, Depression, Family Issues, PTSD,

Creative, Inquisitive, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Becky Thomas

Therapist

In-person

2581 Joe Dimaggio Boulevard, Round Rock, TX

“My hope is that our work together will help you to not only accomplish your therapy goals but help you reach the fullest potential within yourself.”

ADD/ADHD, Anxiety, Depression, Grief or loss,

Empowering, Inquisitive, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Nicole Grant

Therapist

In-person

2624 Kensington Drive, Tyler, TX

“Let us help show you practical solutions and tools that will help develop your relationship into a "power couple"!”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Direct, Empowering, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Priscilla Nerios

Therapist

In-person

5402 Holly Road, Corpus Christi, TX

“My approach to counseling is being able to genuinely connect with my client to help navigate through barriers and assist with meeting their therapeutic goals.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Creative, Empowering, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Sherry Otto

Therapist

In-person

400 West Main Street, Round Rock, TX

“My own life experience includes great therapists who offered encouragement and sage wisdom for the trauma and grief which are part of my story.”

Anxiety, Depression, Family Issues, PTSD,

Direct, Empowering, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Dr. Jared Heathman

Psychiatrist

In-person

719 Sawdust Road, Spring, TX

“I prefer a comprehensive approach that includes lifestyle modifications, brief therapy, and patient education.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Energetic, Warm

Accepts United Healthcare, Aetna, Oscar,

View profile and book

Scott Smith

Therapist

In-person

3400 West Marshall Avenue, Longview, TX

“I offer an eclectic approach to therapy, believing that "one size does not fit all." I am committed to providing an environment that provides an opportunity for mutual respect and trust to be established within our therapeutic relationship.”

Anger Management, Family Issues, Grief or loss, Relationship Issues,

Affirming, Direct, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Kasey Key

Therapist

In-person

2121 West Spring Creek Parkway, Plano, TX

“I provide a warm and compassionate space for people of ages to explore and express feelings, make sense of experiences, and build stronger, more positive relationships with others and, perhaps more importantly, themselves.”

Anger Management, Anxiety, Grief or loss, Trauma

Empowering, Solution-oriented, Warm

Accepts United Healthcare, Aetna, Oscar,

Offers free consultationsView profile and book

Angela Barraza

Therapist

In-person

5625 Woodrow Bean Transmountain, El Paso, TX

“Relationships are essential to build resilience. You are not alone and all it takes is one healthy relationship to rewire your brain.”

Anger Management, Anxiety, Depression, Family Issues,

Energetic, Humorous, Open-minded

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Jaimie Mathews

Therapist

In-person

215 Winchester Drive, Tyler, TX

“I believe developing a genuine, safe, trusting environment is key to an effective therapeutic relationship.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Affirming, Challenging, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Sheila Langeslay

Therapist

In-person

10210 Grogans Mill Road, The Woodlands, TX

“The most reliable indicator of positive treatment outcome is the relationship between the client and counselor.”

Anger Management, Anxiety, Depression, Eating Disorders,

Empowering, Solution-oriented, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Emily Powell

Therapist

In-person

17521 U.S. 69 South, Tyler, TX

“I spend my days helping people who have lived through domestic violence and sexual assault find their way back to themselves.”

Anxiety, Depression, Grief or loss, PTSD,

Empowering, Holistic, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Dr. Sandra Dooley

Therapist

In-person

6750 Hillcrest Plaza Drive, Dallas, TX

“My approach is to build rapport and trust with the client before identifying goals and what they want from therapy.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Affirming, Solution-oriented, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Veronica Aparicio

Therapist

In-person

5959 Gateway Boulevard West, El Paso, TX

“My goal is to build trust and hope in my clients by providing a safe environment where they are encouraged to express themselves, and feel their emotions.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Empowering, Open-minded

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Yvonne Tejeda

Therapist

In-person

442 Scenic Lullaby, Spring Branch, TX

“I am trained in psychotherapy modalities of depth psychology and CBT, as well as Somatic psychotherapy and Somatic Touch Therapy to regulate the body from an overactive autonomic nervous system...”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Creative, Holistic, Warm

Accepts Cigna insurance

Offers free consultationsView profile and book

Paige Clark

Therapist

In-person

102 Suttles Avenue, San Marcos, TX

“Your first session is a chance to settle in, get to know each other, and talk about what's been going on and what you're hoping to get out of therapy.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Energetic, Inquisitive, Warm

Accepts Aetna, Cigna, Ascension,

View profile and book

Michelle Simmons

Therapist

In-person

306 East Criner Street, Grandview, TX

“I have been a school counselor for 11 years where I have collaborated closely with parents and teachers.”

ADD/ADHD, Anxiety, Grief or loss, Trauma

Energetic, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Clifford Mankin

Therapist

In-person

1823 Fort View Road, Austin, TX

“I provide primarily 'brief, strengths based, solution focused therapy' to individuals, couples and families...”

Family Issues, Relationship Issues, Trauma

Direct, Empowering, Open-minded

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Marisol Keahey

Therapist

In-person

922 Main Street, Bastrop, TX

I am a licensed clinical social worker with experience supporting adolescents and adults through anxiety, depression, grief, trauma, life transitions, and the effects of abuse. I believe healing is most effective when clients feel safe, understood, and respected. I strive to create a space where you can show up just as you are.

Anger Management, Anxiety, Depression, Trauma,

Empowering, Holistic, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Robin Hathorne-Barela

Therapist

In-person

11030 Reeder Lane, Forney, TX

“I believe therapy should feel like a safe, comfortable space where you can be yourself, feel heard, and work through challenges without judgment.”

ADD/ADHD, Anxiety, Eating Disorders, Family Issues,

Empowering, Open-minded, Warm

Accepts Aetna, Cigna, Ascension,

View profile and book

Amanda Crump

Therapist

In-person

924 North University Drive, Nacogdoches, TX

“Social anxiety and depression are crippling our youth and they need coping skills and strategies to work through the daily stressors of life.”

Anxiety, Depression, Relationship Issues, Trauma

Direct, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Ivelisse Gereda

Therapist

In-person

8201 Rough Rider Drive, Windcrest, TX

“She sees the client as the master of their own life and sees herself as a catalyst to initiate action and achieve change.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Creative, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Dustin Warden

Therapist

In-person

307 Lightsey Road, Austin, TX

“I specialize in outsiders, those who think differently, live intensely, or feel too unconventional for standard therapy.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Creative, Open-minded, Solution-oriented

Accepts United Healthcare, Aetna, Oscar,

Offers free consultationsView profile and book

Cynthia Warden

Therapist

In-person

5701 Broadway, San Antonio, TX

“I truly believe all we need is already within us; my job is to come along beside you, provide you with the information and tools you may need and assist and guide you in your journey.”

Anxiety, Depression, PTSD, Relationship Issues,

Affirming, Inquisitive, Open-minded

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

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Find a therapist in Texas — covered by insurance

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Frequently asked questions

Does my insurance cover therapy in Texas?

How much will my therapy session cost in Texas?

How do I find a therapist in Texas who accepts my insurance?

Which insurance plans does Headway accept in Texas?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a Texas therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you