Does my insurance cover therapy in Boston, MA?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Boston, MA?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Boston, MA who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Boston, MA?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Boston, MA and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Massachusetts therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Massachusetts from your state. First, Massachusetts and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Massachusetts, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Boston, MA who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Boston, MA — covered by insurance

Carlos Covarrubias

Psychiatric Mental Health NP

Virtual & in-person • 4.5 mi away

769 Centre Street, Boston, MA

“My general goal of each session is to help you be more independent and powerful, to have more control and confidence, and to move in the most helpful direction.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Holistic, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Michael Mullahy

Therapist

In-person • 4.5 mi away

1758 Beacon Street, Brookline, MA

“Therapy begins with an invitation to speak freely. It is a unique opportunity to learn to hear what our struggles are trying to say.”

Anger Management, Anxiety, Depression, Family Issues,

Holistic, Inquisitive, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna

Offers free consultationsView profile and book

Dara Wilson

Therapist

Virtual & in-person • 6.2 mi away

635 Massachusetts Avenue, Arlington, MA

“I provide substance use counseling for individuals at all stages of recovery, including those who are actively using, early in sobriety, or maintaining long term recovery.”

ADD/ADHD, Anxiety, Depression, LGBTQIA+,

Energetic, Open-minded, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Leticia DeOliveira

Therapist

Virtual & in-person • 8 mi away

1150 Walnut Street, Newton, MA

“My cultural background allows me to connect with individuals from diverse backgrounds, providing a compassionate and understanding space for healing and growth.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Humorous, Warm

Accepts Aetna, Harvard Pilgrim Healthcare

View profile and book

Dr. Alexander Powers

Psychiatrist

Virtual & in-person • 7.4 mi away

115 Mill Street, Belmont, MA

“I aim to create a warm, nonjudgmental space where we can explore, understand, and overcome the challenges holding you back.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Open-minded, Warm

Accepts Aetna insurance

Offers free consultationsView profile and book

Carmen Guy

Psychiatric Mental Health NP

Virtual & in-person • 9.9 mi away

29 Albion Street, Wakefield, MA

“She specializes in integrating a holistic approach to mental wellness & offers comprehensive treatment options.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Holistic, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Neah Ling

Psychiatric Mental Health NP

Virtual & in-person • 10 mi away

51 River Street, Wellesley, MA

“I bring an energetic, supportive approach that combines therapy, medication management, and wellness strategies tailored to your needs.”

ADD/ADHD, Anxiety, Depression, PTSD,

Empowering, Energetic, Holistic

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Ashley Howard

Therapist

Virtual & in-person • 9.3 mi away

134 Rumford Avenue, Auburndale, MA

“I specialize in helping families break away from unhealthy interactions and patterns from traumas like physical, emotional, sexual, domestic abuse, substance abuse and death/grief.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Challenging, Empowering, Warm

Accepts Aetna insurance

View profile and book

Susan D'Antilio

Therapist

Virtual & in-person • 10 mi away

5 Broadway, Saugus, MA

“I offer a warm, attuned, and compassionate approach to therapy, creating a space where you can slow down, feel understood, and explore what is happening beneath the surface.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Holistic, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

James Henkhaus

Therapist

Virtual & in-person • <1 mi away

185 Devonshire Street, Boston, MA

“Therapy is a chance to talk, feel heard and learn more about yourself, to heal from past experiences...”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Inquisitive, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Rachel Clapp

Psychiatric Mental Health NP

Virtual & in-person • <1 mi away

1 Marina Park Drive, Boston, MA

“I believe the patient is the expert on themselves and should play an active role in shaping their goals and treatment.”

ADD/ADHD, Anxiety, Depression, OCD,

Holistic, Humorous, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Priya Hippolyte

Psychiatric Mental Health NP

Virtual & in-person • <1 mi away

1 Marina Park Drive, Boston, MA

“I believe in treating each person as an individual with unique needs and leveraging evidence-based practices to ensure effective and tailored care.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Energetic, Holistic

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Cecily Ross

Psychiatric Mental Health NP

Virtual & in-person • 1.1 mi away

535 Boylston Street, Boston, MA

“Neurodivergent individuals (treating people with ADHD and Autism, for example) and those with special needs are very welcome to my practice.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Open-minded, Solution-oriented, Warm

View profile and book

Katia Sylvestre

Psychiatric Mental Health NP

Virtual & in-person • 1.1 mi away

535 Boylston Street, Boston, MA

“Her practice at Holistic Well is rooted in the belief that mental wellness is achieved by looking beyond symptoms to understand the unique biological, emotional, and environmental factors affecting each patient.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Affirming, Holistic, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Dr. Jeremiah Morelock

Therapist

Virtual & in-person • 11 mi away

400 Tradecenter Drive, Woburn, MA

“I'm pretty direct with my clients and I support them in getting more strategic in reaching their goals, staying on track with being good to themselves...”

Anxiety, Family Issues, Relationship Issues

Affirming, Direct, Open-minded

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Lydia Klauck Gonzalez

Therapist

Virtual & in-person • 2.4 mi away

763 Massachusetts Avenue, Cambridge, MA

“As a first generation Brazilian-American woman who grew up half her life in Brazil, I bring a culturally attuned and inclusive lens to my work.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Holistic, Open-minded

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Dr. Rose Haferd

Therapist

Virtual & in-person • 2.5 mi away

872 Massachusetts Avenue, Cambridge, MA

“I strive to provide a supportive and culturally responsive space where clients feel heard, understood, and comfortable being themselves.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Affirming, Solution-oriented, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Allen Howell

Therapist

Virtual & in-person • 2.9 mi away

1101 Beacon Street, Brookline, MA

I see my role as creating a safe space a where you can explore what it means to be you. Within the therapeutic alliance, built on trust and safety, I will listen to your joys, fears, and pain with empathy and compassion, and offer you tools to thrive.

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Creative, Holistic, Inquisitive

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Josh Hoxie

Therapist

In-person • 3.6 mi away

1415 Beacon Street, Brookline, MA

“On a good day I've been called comfortable to sit with, curious, empathetic, warm, and occasionally funny.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Affirming, Humorous, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Horizon Blue Cross and Blue Shield of New Jersey,

Offers free consultationsView profile and book

Emalie Novick

Therapist

Virtual & in-person • 3.9 mi away

57 Putnam Street, Winthrop, MA

“I believe therapy should be a warm, safe space where clients can show up authentically and feel supported without judgment.”

Anxiety, Depression, Family Issues, Relationship Issues,

Affirming, Holistic, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Richard Montes

Therapist

Virtual & in-person • 4.3 mi away

1680A Beacon Street, Brookline, MA

“I listen attentively, with curiosity and openness to clients who suffer from anxiety, depression, ADHD, OCD, and trauma.”

ADD/ADHD, Anxiety, Depression, OCD,

Creative, Holistic, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Neah Ling

Psychiatric Mental Health NP

Virtual & in-person • 10 mi away

51 River Street, Wellesley Hills, MA

“My approach integrates holistic evidence-based therapy and medication management to help you build wellness, resilience, and confidence.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Empowering, Energetic, Holistic

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Georgia Thomas-Diaz

Therapist

Virtual & in-person • 6.4 mi away

950 American Legion Highway, Boston, MA

“I have extensive training and expertise in addressing substance use disorders and traumatic experiences (PTSD/CPTSD).”

Anger Management, Anxiety, Depression, Grief or loss,

Affirming, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Catherine Auth

Therapist

Virtual & in-person • 14 mi away

8 Pleasant Street South, Natick, MA

“I create a warm and accepting environment to help you feel safe in finding your voice, to empower yourself and gain awareness of the steps to take towards positive change.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Empowering, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Elisabeth Disterhoft

Therapist

Virtual & in-person • 7.7 mi away

1073 Hancock Street, Quincy, MA

I support women who are ready to reconnect with themselves and step into greater wholeness after years of over giving. Many of my clients come to me during times of stress, transition, or disconnection from their bodies, relationships or sense of purpose. My approach combines counseling and coaching with somatic techniques such as Reiki, creating a holistic path that supports body, mind and spirit. I offer a compassionate and space for healing, growth and transformation. Together, we release old patterns, awaken inner wisdom and open the way to a more authentic and empowered life.

Anxiety, Depression, Grief or loss, Maternal Mental Health,

Affirming, Open-minded, Warm

Accepts Aetna, Harvard Pilgrim Healthcare

View profile and book

Maura Mc Mann

Therapist

Virtual & in-person • 15 mi away

195 Whiting Street, Hingham, MA

As your therapist I will work alongside you to help you learn to identify your emotions, learn healthy ways to express yourself, and healthy and effective ways of communicating with others. Together we will also identify your strengths as well as possible unhealthy thinking or behavioral patterns and how they relate to your everyday experiences and emotions.

Anger Management, Anxiety, Depression, Substance Abuse / Addiction,

Empowering, Inquisitive, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Samuel Schneider

Therapist

In-person • 8 mi away

30 Lincoln Street, Newton, MA

“My approach to therapy is primarily solution-focused, focusing on clients' strengths and the things they're already doing or have done to help improve their situation or condition.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Participatory, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

Offers free consultationsView profile and book

Sarah Harre

Therapist

Virtual & in-person • 16 mi away

317 North Main Street, Natick, MA

Life can be hard, and everyone needs help sometimes. In fact, humans are by nature collaborative. It can be difficult to see all the possibilities when your mood or hurts from your past are getting in the way.

Anxiety, Depression, Family Issues, LGBTQIA+,

Empowering, Humorous, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

Offers free consultationsView profile and book

Grace Onye

Psychiatric Mental Health NP

Virtual & in-person • 9.2 mi away

859 Willard Street, Quincy, MA

“I equip clients with the tools and coping skills they need to build resiliency and develop better self-esteem, relationships, communication skills, etc.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Energetic, Solution-oriented

Accepts Aetna, Cigna, Blue Cross and Blue Shield of Rhode Island,

View profile and book

Bob Collins

Therapist

Virtual & in-person • 16 mi away

800 Hingham Street, Rockland, MA

“I am pleased to offer CBT based treatment to support your pursuit of goal attainment, confidence in coping with mental health symptoms...”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Empowering, Inquisitive

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Yulia Heringer

Therapist

Virtual & in-person • 17 mi away

209 West Central Street, Natick, MA

“Yulia recognizes the strength it takes to seek support during times of vulnerability and is committed to providing a safe, compassionate, and supportive space for healing and growth.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Carolyn Caselden

Psychiatric Mental Health NP

Virtual & in-person • 16 mi away

100 Cummings Center, Beverly, MA

“She utilizes integrative care, assesses physical and psychological symptoms and offers medication and/or therapy, along with education regarding lifestyle changes to help you meet your goals.”

Depression, PTSD, Trauma

Affirming, Holistic, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Laura Rheault

Psychiatric Mental Health NP

Virtual & in-person • 16 mi away

100 Conifer Hill Drive, Danvers, MA

“I believe in creating a safe space where you feel heard, respected, and empowered in your mental health journey.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Holistic, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Jenine Vindice

Therapist

Virtual & in-person • 16 mi away

2500 Main Street, Tewksbury, MA

Hi! I'm Jenine, a Licensed Independent Clinical Social Worker. I have over 30 years of experience in Mental Health and have worked in a variety of clinical settings. For the past 15 years I have been in private practice. I currently provide therapy for individuals 18+.

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Empowering, Holistic

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Kim Lyman

Therapist

Virtual & in-person • 9.5 mi away

140 Wood Road, Braintree, MA

“I offer a safe, collaborative, and judgment-free space using Cognitive Behavioral Therapy and Solution Focused Brief Therapy with a strength-based approach.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Open-minded, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Eliza Abouraad

Psychiatric Mental Health NP

Virtual & in-person • 17 mi away

209 West Central Street, Natick, MA

“I approach care with the belief that getting to know you as a person is just as important as understanding the symptoms that brought you in.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Creative, Inquisitive, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Amanda Sheehan

Psychiatric Mental Health NP

Virtual & in-person • 11 mi away

10 Muzzey Street, Lexington, MA

“It begins with listening, and truly seeing each individual I work with. My approach is one of openness, acceptance, and kindness, to cultivate a caring partnership.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Empowering, Holistic, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Curative,

View profile and book

Jacqueline Senn

Therapist

Virtual & in-person • 11 mi away

40 Salem Street, Lynnfield, MA

“I use a mindful, compassionate and mutli- disciplinary approach to treatment working with individuals, adult and adolescents whose needs include, trauma, anxiety, depression, grief/bereavement and substance use.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Direct, Empowering, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Gabriella Barbuto

Therapist

Virtual & in-person • 16 mi away

100 Cummings Center, Beverly, MA

“I believe that each client is the expert of their own life, and I see my role as a supportive guide—walking alongside them as they explore, grow, and make meaningful changes.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Challenging, Empowering, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health

Offers free consultationsView profile and book

Edwin Agbonavbare

Psychiatric Mental Health NP

Virtual & in-person • 11 mi away

100 Corporate Place, Peabody, MA

“I believe in meeting each client where they are, not with assumptions but with real listening. I do not use a one-size-fits-all method.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Empowering, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

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Find a therapist in Boston, MA — covered by insurance

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Frequently asked questions

Does my insurance cover therapy in Boston, MA?

How much will my therapy session cost in Boston, MA?

How do I find a therapist in Boston, MA who accepts my insurance?

Which insurance plans does Headway accept in Boston, MA?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a Massachusetts therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you