Does my insurance cover therapy in Massachusetts?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Massachusetts?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Massachusetts who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Massachusetts?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Massachusetts and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Massachusetts therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Massachusetts from your state. First, Massachusetts and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Massachusetts, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Massachusetts who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Massachusetts — covered by insurance

Elizabeth LaRose

Therapist

Virtual • Massachusetts

“I have a very warm and strengths based approach. My job is to partner with and help guide individuals through their journey, not tell them what to do, but I will provide gentle nudges when appropriate.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Open-minded, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

Offers free consultationsView profile and book

Lydia Klauck Gonzalez

Therapist

Virtual & in-person • 14 mi away

763 Massachusetts Avenue, Cambridge, MA

“As a first generation Brazilian-American woman who grew up half her life in Brazil, I bring a culturally attuned and inclusive lens to my work.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Holistic, Open-minded

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Gloria Kincade

Therapist

Virtual • Massachusetts

“I believe in expanding your resilience, building on your strengths, and helping you move through life with more clarity, confidence, and emotional freedom.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Open-minded, Solution-oriented, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Yolanda White

Therapist

Virtual • Massachusetts

“I offer a warm, conversational style that helps you talk openly at your own pace while exploring the challenges that bring you here.”

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Solution-oriented, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Carolina Diaz

Therapist

Virtual • Massachusetts

“My goal is to provide clients with the tools that they need so they are better able to help themselves and feel like they are making forward progress.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Natasha Jean-Gilles

Therapist

Virtual • Massachusetts

“My goal is to create a safe space where clients feel heard, respected, and supported while working toward meaningful and lasting change.”

Family Issues, Substance Abuse / Addiction

Empowering, Holistic, Humorous

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

Offers free consultationsView profile and book

Kristy Bazzanella

Therapist

Virtual • Mineral, MA

“I am a certified trauma professional, a registered play therapist, an EMDR practitioner, DNMS, Safe & Sound Protocol...”

Anxiety, Depression, Family Issues, PTSD,

Open-minded, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Edmondson Chukwuezi

Therapist

Virtual • Massachusetts

“I will listen with empathy, provide constructive feedback when needed, and gently challenge patterns that may be limiting your progress.”

Anxiety, Depression, Substance Abuse / Addiction

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Rose Hedreen

Therapist

Virtual & in-person

84 Water Street, Williamstown, MA

“I believe that the body holds the answers to some of our deepest questions and that we are our own greatest experts.”

Anxiety, Depression, Family Issues, Maternal Mental Health,

Holistic, Open-minded, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

Offers free consultationsView profile and book

Barbara Logan

Therapist

Virtual • Silver Spring, MA

“With over thirty years of outpatient clinical practice, I offer evidence based therapeutic strategies...”

Anxiety, Family Issues, Grief or loss, Maternal Mental Health

Creative, Humorous, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Eric Knee

Therapist

Virtual • Massachusetts

“My clinical style is active and collaborative and is rooted in CBT, Narrative Therapy, and Solution Focused Therapy.”

Anxiety, Bipolar Disorder, Depression, LGBTQIA+,

Affirming, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Olabisi Adams

Therapist

Virtual • Austin, MA

“I believe therapy should be a space where you can show up exactly as you are—without judgment, shame, or the pressure to have everything figured out.”

Anxiety, Depression, Maternal Mental Health, PTSD,

Direct, Holistic, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Engi Begi

Therapist

Virtual • Massachusetts

“My approach to therapy is person-centered, collaborative, and empowering. I strive to create a safe and supportive space where you can openly navigate life's challenges.”

ADD/ADHD, Anxiety, Depression, LGBTQIA+,

Empowering, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Dr. Heather Cresswell

Therapist

Virtual • Massachusetts

“I believe therapy should be a supportive, collaborative space where you can feel heard, understood, and empowered to make meaningful changes in your life.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Direct, Empowering, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Abigail Tague

Therapist

Virtual • Williamstown, MA

“Through re-building a mind body connection, practicing self-compassion, embodying authenticity, building shame resilience, and remembering the feeling of alignment with our needs and values, we can begin to know ourselves again.”

ADD/ADHD, Eating Disorders, PTSD, Substance Abuse / Addiction

Holistic, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Tomasina Beckford

Therapist

Virtual • Massachusetts

“She prides herself on providing a warm and compassionate setting where clients can feel comfortable.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Empowering, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Vanderleia Toso

Therapist

Virtual • Massachusetts

“I am committed to providing personalized care to each client using different approaches including cognitive Behavioral Therapy and Solution-Based Therapy.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Dawn-Everlina Cox

Therapist

Virtual • Massachusetts

I integrate evidence-based practices, medication-assisted treatment, & trauma-informed approaches to support recovery & reentry post-release. Beyond clinical roles, I bring a perspective to clinical work that emphasizes ethical practice, and policy awareness while never losing sight of the individual behind the chart.

I am passionate about building therapeutic relationships, and helping individuals reclaim stability, dignity, & hope. My goal is to continue leveraging my clinical, legal, and leadership experience to advance innovative, compassionate behavioral health services that create meaningful and lasting change for my clients.

I am a certified in Mental Health First Aid professional, a certified MA Problem Gambling Specialist II & a Licensed Drug & Alcohol Clinician in RI and MA.

Anger Management, Anxiety, Depression, OCD,

Empowering, Energetic, Open-minded

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

Offers free consultationsView profile and book

Anthony Rando

Therapist

Virtual • Massachusetts

“I am very goal-oriented when it comes to my approach to therapy. I like to set goals with clients and then have concrete steps to get there.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Holistic, Inquisitive, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Katasha Harper

Therapist

Virtual • Massachusetts

“My approach is collaborative and compassionate, focusing on empowering clients to identify and modify unhelpful thought patterns and behaviors.”

Anger Management, Anxiety, Depression, Grief or loss,

Empowering, Holistic, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Shannon Carroll

Psychiatric Mental Health NP

Virtual • New York, MA

Creativity and mental health are deeply connected, and I've built my career at that intersection. I'm a board-certified Psychiatric Mental Health Nurse Practitioner, a Distinguished Graduate of NYU Rory Meyers College of Nursing, and adjunct faculty there today.

I'm also a working standup comedian who has performed at Gotham Comedy Club and New York Comedy Club, so I know firsthand the pressure, rejection, unpredictable schedules, and big highs and lows that come with a creative life.

In 2014 I founded MetroNP, a boutique psychiatric practice in Manhattan's Gramercy/Flatiron neighborhood designed specifically for creative people. Our clients include artists, designers, actors, writers, students, and members of the LGBTQI+ community, people who want a provider who truly gets their world

Anxiety, Depression, Family Issues, Grief or loss,

Creative, Empowering, Inquisitive

Accepts Aetna, Cigna

Offers free consultationsView profile and book

John Dalzell

Therapist

Virtual • Massachusetts

“My approach combines contemporary psychological science with compassionate, individualized care because every person's story, relationships, and goals are unique.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Holistic, Solution-oriented, Warm

Accepts Aetna insurance

Offers free consultationsView profile and book

Evan Piering

Therapist

Virtual • Massachusetts

“I believe lasting change begins with connection. My experience as both a clinician and someone who once had to navigate the challenges of growing...”

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Solution-oriented, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Bruneli DeGraca

Therapist

Virtual • Massachusetts

“My approach combines compassion with gentle accountability, helping you reframe unhelpful patterns, gain new perspectives, and develop the tools needed to become the best version of yourself.”

Anger Management, Anxiety, Depression, Family Issues,

Challenging, Solution-oriented, Warm

Accepts Aetna, Cigna, Aetna Medicare Advantage,

Offers free consultationsView profile and book

Tina Gillems

Therapist

Virtual • Massachusetts

“I like to use the following Evidence based modalities such as Cognitive Behavioral Therapy (CBT) Solution Focused therapy, Person-Centered therapy, and Motivational interviewing.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Chelsea Koonz Cortes

Therapist

Virtual • Massachusetts

“I help adults and couples navigate these challenges and build stronger, healthier relationships—with themselves and with each other.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Direct, Open-minded, Participatory

Accepts Aetna, Harvard Pilgrim Healthcare

View profile and book

Tara Burgess

Therapist

Virtual & in-person • 3.4 mi away

47 Junction Square Drive, Concord, MA

“I bring curiosity, humor, and playfulness to my work with children, adolescents, adults, and families and use a trauma-informed, attachment-oriented approach...”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Humorous, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health

View profile and book

Dr. Vamsi Tummalachetty

Psychologist

Virtual • Baltimore, MA

“I tailor my approach with precision — matching the evidence base to your specific diagnosis, goals, and circumstances rather than applying a single framework to every client.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Open-minded, Solution-oriented, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Robert Turner

Therapist

Virtual • Massachusetts

Many of my clients come to me feeling like something is holding them back. Stuck in patterns that no longer serve them, struggling to communicate in ways that feel authentic, or searching for healthier ways to cope with life's challenges. They often describe a sense that their personal growth has stalled, even when they can't quite put their finger on why.

Anxiety, Bipolar Disorder, Depression, OCD,

Affirming, Empowering, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Rita Nocera

Therapist

Virtual • Boston, MA

“Rita uses evidence-based practices including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, Exposure and Response Prevention Therapy, Motivational Interviewing, Solution Focused Therapy, and faith-based therapy.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Ariel Zaksenberg

Therapist

Virtual • Massachusetts

“I believe a therapist's role is to help people get "unstuck." At the heart of my work is a belief in the healing power of being truly seen, known, and emotionally held by another.”

Anger Management, Anxiety, Depression, Family Issues,

Creative, Inquisitive, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Harvard Pilgrim Healthcare,

View profile and book

Ebunoluwa Orimoloye

Therapist

Virtual • Providence, MA

“I believe therapy should feel like a partnership. While I bring clinical tools and training, you bring lived experience and insight.”

Anxiety, Depression, Family Issues, Maternal Mental Health,

Affirming, Creative, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Patrise Haggerty

Therapist

Virtual • Massachusetts

“My style is practical, encouraging, and often incorporates meaningful readings and reflective exercises to support lasting growth.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Holistic, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Harvard Pilgrim Healthcare

View profile and book

Cindy Suarez

Therapist

Virtual • Massachusetts

“My approach is supportive, grounded, and practical, helping clients build emotional regulation skills, improve communication, and feel more secure in their relationships.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Energetic, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Carelon Behavioral Health,

View profile and book

Amanda Moffettone

Therapist

Virtual • Massachusetts

“I know firsthand how challenging mental health struggles can be, and this personal understanding has fueled my passion for helping others navigate their own paths toward healing.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Empowering, Holistic, Solution-oriented

Accepts Aetna, United Healthcare, Harvard Pilgrim Healthcare,

Offers free consultationsView profile and book

Orianna Natsis

Therapist

Virtual • Massachusetts

“I believe in treating the whole person, recognizing that mental, emotional, and physical well-being are interconnected.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Affirming, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Priyanka Deb

Therapist

Virtual • Massachusetts

“I feel that therapy may provide a safe environment as a learning experience for both the client and clinician to collaboratively develop helpful tools to fulfill long-term and short-term goals and allow for growth.”

Anxiety, Depression, Family Issues, Relationship Issues,

Empowering, Inquisitive, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Andrea Jacobsen

Therapist

Virtual • Massachusetts

“I work together with you, offering a safe space to process issues in your life that may be holding you back, engage in thoughtful problem solving, and help you build coping skills to move forward with your personal goals.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Open-minded, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Marietha Destin

Therapist

Virtual • Brandon, MA

“I believe that loving and accepting ourselves for who we are, scars and all, is one of the most courageous and powerful things we can do.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Humorous, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Kinga Pieta

Therapist

Virtual • Massachusetts

I am dedicated to creating a supportive and collaborative space where you can feel heard and understood. My work is guided by a passion for helping individuals navigate challenges, uncover their strengths, and achieve personal growth. I prioritize staying up-to-date with the latest evidence-based practices through ongoing learning and professional development.

Anxiety, Bipolar Disorder, Depression, Family Issues,

Challenging, Humorous, Inquisitive

Accepts Aetna, Carelon Behavioral Health

Offers free consultationsView profile and book

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Features

Find a therapist in Massachusetts — covered by insurance

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Frequently asked questions

Does my insurance cover therapy in Massachusetts?

How much will my therapy session cost in Massachusetts?

How do I find a therapist in Massachusetts who accepts my insurance?

Which insurance plans does Headway accept in Massachusetts?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a Massachusetts therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you