Does my insurance cover therapy in Boston, MA?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Boston, MA?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Boston, MA who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Boston, MA?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Boston, MA and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Massachusetts therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Massachusetts from your state. First, Massachusetts and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Massachusetts, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Boston, MA who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Boston, MA — covered by insurance

Dr. Anthony Ramirez

Psychiatrist

Virtual • Massachusetts

“I am direct and practical. I not only look at the psychiatric but also the medical aspect of the patient helping them to achieve and maintain overall health.”

Anxiety, Bipolar Disorder, Depression, OCD,

Affirming, Direct, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Belinda Lopez

Therapist

Virtual • Massachusetts

“It is my goal to provide a non-judgmental, nurturing environment, utilizing the strengths perspective to promote growth and healing.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Empowering, Holistic, Solution-oriented

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Dr. Hsiang Huang

Psychiatrist

Virtual • Boston, MA

“Patients can expect to feel empowered, develop greater resilience, and gain a renewed perspective from sessions.”

Bipolar Disorder, Depression, Maternal Mental Health

Empowering, Humorous, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Emily Burke

Therapist

Virtual • Massachusetts

I am an experienced Licensed Mental Health Counselor (LMHC). I have over six years of experience treating individuals and groups with struggles such as depression, anxiety, trauma, bipolar disorder, suicidal ideation, substance use disorders, and relationship issues.

Anger Management, Anxiety, Depression, Grief or loss,

Humorous, Inquisitive, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Lenora Benson

Therapist

Virtual • Boston, MA

“I work with women struggling with anxiety, perfectionism, and stress that comes along with high-achieving personalities.”

Anxiety, Depression, Family Issues, PTSD,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Philip Myers

Therapist

Virtual • Massachusetts

“I believe in treating everyone with respect, sensitivity, and compassion as everyone's story deserves to be heard.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Humorous, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Gillian Cazzoli

Therapist

Virtual • Danvers, MA

“I take an individualized, depth-oriented approach, considering your patterns, coping style, and relational history to guide our work.”

ADD/ADHD, Anxiety, Depression, LGBTQIA+,

Affirming, Empowering, Open-minded

Accepts Aetna, United Healthcare, Harvard Pilgrim Healthcare,

Offers free consultationsView profile and book

Donna Folcarelli

Therapist

Virtual • Boston, MA

“I walk with you every step of the way during treatment. I do not give up on you at any point and believe everything is within reach.”

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Open-minded, Participatory

Accepts Aetna, Cigna, Aetna Medicare Advantage,

View profile and book

Dr. Ana Zuniga

Psychologist

Virtual • Massachusetts

“As a bilingual licensed psychologist (English/Spanish), I specialize in helping clients break free from anxiety, depression, and relationship difficulties using evidence-based approaches.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Challenging, Solution-oriented, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Dawn DiMartino

Therapist

Virtual • Massachusetts

“I'm a person-centered, trauma-informed therapist who focuses on understanding each person within the context of their life and relationships.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Inquisitive, Participatory

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Dr. Jon-Michael Saenz

Psychiatrist

Virtual • Massachusetts

“Patients will know they have a provider who cares and is invested in their wellbeing and mental health.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Direct, Humorous, Open-minded

View profile and book

Linda Sheppard-Reece

Psychiatric Mental Health NP

Virtual • Norwell, MA

“I'm passionate about mental health both because of personal experience and because of the real, lasting improvements I've witnessed in my patients' lives.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Holistic, Solution-oriented

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

Offers free consultationsView profile and book

Sarah O'Connor

Therapist

Virtual • Massachusetts

“My approach is in-depth and person centered. I am genuinely interested in what makes the person you are today.”

Anxiety, Depression, Relationship Issues, Women's Issues

Holistic, Inquisitive, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Andrew Sackett-Taylor

Psychiatric Mental Health NP

Virtual • Brockton, MA

“I wish my approach wasn't considered so novel in today's day in age: listen to my patients and believe what they say.”

ADD/ADHD, Anxiety, Depression, LGBTQIA+,

Holistic, Open-minded, Participatory

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Jennifer Hudak

Therapist

Virtual • Tampa, MA

“I am a compassionate, holistic mindfulness-based therapist who specializes in helping motivated adults manage their emotions, heal their inner child wounds, increase their self-esteem, improve their relationships, navigate their career and...”

Anxiety, Depression, Family Issues, Infertility,

Empowering, Holistic, Inquisitive

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Mandy Eisenberg

Therapist

Virtual • Massachusetts

“Life has its way of pulling us backward, but I believe with positive support, healthy coping skills, and processing through things that are dragging you back; you can learn to thrive and launch yourself into greater things.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Ashley Miller

Therapist

Virtual • Massachusetts

“I bring warmth, insight, and real support to our work together, but I'm not the kind of therapist who just nods and agrees.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Participatory, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Carelon Behavioral Health,

View profile and book

Joanna Huntington

Therapist

Virtual • Massachusetts

“My philosophy centers on the belief that while we cannot change the past, we can start today to create a positive future.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Dr. Linda Walters

Therapist

Virtual • Massachusetts

“As a licensed clinical social worker with over 25 years of experience, I am here to provide insight and awareness to most mental health issues and concerns with cultural competency...”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Direct, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Ashley Tobey

Psychiatric Mental Health NP

Virtual • Massachusetts

“Patients can expect a thoughtful, thorough first session focused on understanding the whole person — not just symptoms.”

Anxiety, Bipolar Disorder, Depression, Maternal Mental Health

Empowering, Holistic, Inquisitive

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Dr. Heather Howard

Therapist

Virtual • Lake Worth Beach, MA

“I have been a clinical researcher and supervisor over the last ten years in decreasing stigma and promoting long-term recovery for those impacted by trauma and alcohol or substance use.”

Anxiety, Depression, Family Issues, Grief or loss,

Direct, Empowering, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

Offers free consultationsView profile and book

Rebecca Sizer

Therapist

Virtual • Massachusetts

“I strive to create a safe, warm place that allows you to feel comfortable sharing and being vulnerable...”

ADD/ADHD, Anxiety, Depression, PTSD,

Creative, Empowering, Holistic

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Nicole Webber

Therapist

Virtual • Massachusetts

“My therapeutic style is warm, collaborative, and culturally sensitive. I believe in the power of authenticity and humor to build trust and connection.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Charla Malamed

Therapist

Virtual • Massachusetts

“My work is trauma-informed and attachment-based... I regularly use mindfulness skills and techniques from Internal Family Systems to assist my clients in developing their ability to expand their awareness, self witness, and integrate parts that have...”

Anger Management, Anxiety, Depression, Family Issues,

Affirming, Empowering, Inquisitive

Accepts Blue Cross Blue Shield of Massachusetts, Harvard Pilgrim Healthcare

Offers free consultationsView profile and book

Angela Bello

Therapist

Virtual • Massachusetts

“I utilize Dialectical Behavioral Therapy (DBT) techniques, mindfulness and meditation, Cognitive Behavioral Therapy (CBT) techniques, and Acceptance and Commitment Therapy (ACT) techniques, and ERP to help clients work through anxiety and learn to...”

Anxiety, Depression, OCD, Relationship Issues

Empowering, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Tess Lauricella

Psychiatric Mental Health NP

Virtual • Massachusetts

“I don't believe in quick, one size fits all answers. Instead, we will look at the full picture of your life...”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Holistic, Solution-oriented

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Amanda Wynn

Therapist

Virtual • Massachusetts

“I believe one of the most important parts of therapy is feeling genuinely seen, heard, and understood.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Inquisitive, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Dr. Ralph Sperry

Psychologist

Virtual • Amherst, MA

“I have been a practicing psychologist specializing in psychotherapy for 40 years, I am highly experienced.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Inquisitive, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Amanda Sipiczky

Therapist

Virtual • New Port Richey, MA

“I work with adults across Florida and Massachusetts who are navigating trauma, PTSD, anxiety, and life transitions.”

Anxiety, Depression, OCD, PTSD,

Empowering, Holistic, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Michael Longo

Therapist

Virtual • Gloucester, MA

“I help couples interrupt these patterns and develop the new relationship skills to enhance communication, sexual expression and empathy needed for deep intimacy.”

Anxiety, Depression, Family Issues, LGBTQIA+,

Humorous, Inquisitive, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Jookyoung Faana

Therapist

Virtual • Massachusetts

“I offer a supportive, non-judgmental space where clients can openly explore their challenges and work towards meaningful personal growth.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Rita Zeller

Therapist

Virtual • Massachusetts

“My approach involves acceptance and commitment strategies along with cognitive behavioral techniques; I partner with clients to collaborate on goals that align with what they value most.”

Anxiety, Depression, Family Issues, Relationship Issues,

Empowering, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Becky Grace Aronson

Therapist

Virtual • Massachusetts

“With over 20 years of combined national and international experience in psychology, mental health counseling, and neuroscience, I help individuals better understand the patterns underlying their anxiety and develop practical strategies for lasting...”

Anxiety, Trauma, Women's Issues

Direct, Empowering, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

Offers free consultationsView profile and book

Carrie Meuse

Therapist

Virtual • Massachusetts

“I feel passionate about helping clients rebuild their confidence, trust themselves, and advocate for their needs, while recognizing how systems of oppression around race, class, gender, and ability impact their lives.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Creative, Empowering, Open-minded

Accepts Aetna, Harvard Pilgrim Healthcare, Providence Health Plan

View profile and book

Stephanie Brown

Therapist

Virtual • Massachusetts

“I especially like to incorporate humor into my sessions, along with creating a space that welcomes people however they are.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Holistic, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Yomaris Ramos Rivera

Therapist

Virtual • Massachusetts

“I believe therapy should be more than just a space to vent — it should help you understand yourself more deeply, break unhealthy emotional patterns, and create meaningful change.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Solution-oriented, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Katrina Harrigan

Therapist

Virtual • Lowell, MA

“Before becoming a therapist I worked with adults with autism and other developmental disabilities for over 8 years.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Open-minded, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Jessica Prickett

Therapist

Virtual • Massachusetts

“I believe that therapy can be a powerful space for support, problem solving, breakthrough and lasting change.”

ADD/ADHD, Anxiety, Depression, Grief or loss,

Empowering, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna

Offers free consultationsView profile and book

Maureen Lane

Therapist

Virtual • Massachusetts

“My approach is person-centered, meaning I focus on understanding each client's unique perspective, feelings, and experiences.”

ADD/ADHD, Anxiety, Depression, Eating Disorders,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Jendaya Clark

Therapist

Virtual • Massachusetts

“I especially enjoy working with millennials and young adults, creating a safe, supportive space to explore challenges, build confidence, and move toward lasting change.”

Anxiety, Family Issues, Relationship Issues, Women's Issues

Affirming, Empowering, Inquisitive

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Find therapists by city

Find psychiatric providers by city

Find a provider by specialty

Features

Find a therapist in Boston, MA — covered by insurance

Top therapists in Boston, MA accepting new patients

Frequently asked questions

Does my insurance cover therapy in Boston, MA?

How much will my therapy session cost in Boston, MA?

How do I find a therapist in Boston, MA who accepts my insurance?

Which insurance plans does Headway accept in Boston, MA?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a Massachusetts therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you