Does my insurance cover therapy in Colorado?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Colorado?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Colorado who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Colorado?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Colorado and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Colorado therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Colorado from your state. First, Colorado and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Colorado, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Colorado who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Colorado — covered by insurance

Lauren Borkowski

Therapist

In-person

2204 18th Avenue, Longmont, CO

Hi! My name is Lauren & I'm a Licensed Professional Counselor with a master's degree in Clinical Mental Health Counseling. I specialize in helping adult clients struggling with stress, anxiety, and/or depression. Many clients also come to me for help healing from past events that are still keeping them feeling stuck. I love helping clients heal so they can move forward with more ease & confidence. If you'd like to see if we'd be a good fit, please reach out today for a free consultation.

Anxiety, Depression, Family Issues, PTSD,

Open-minded, Solution-oriented, Warm

Accepts United Healthcare, Aetna, Select Health - Colorado,

View profile and book

Jeffrey Farmer

Therapist

In-person

1401 Potter Drive, Colorado Springs, CO

“Finding the roots of many of our difficulties in our bodily reactions and body memories allows for us to use some powerful methods for healing and change.”

Anxiety, Bipolar Disorder, Depression, PTSD,

Humorous, Open-minded, Warm

Accepts Cigna, United Healthcare, Aetna,

Offers free consultationsView profile and book

Marjorie Laird

Therapist

In-person

950 Wadsworth Boulevard, Lakewood, CO

“I am a systemic, interactive, solution-focused therapist... to help clients effectively address personal life challenges.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Direct, Solution-oriented, Warm

Accepts Cigna, United Healthcare, Aetna,

Offers free consultationsView profile and book

David Perry

Therapist

In-person

8420 South Continental Divide Road, Littleton, CO

I am a veteran with a tech background, and I have over 12 years of experience as a counselor. I went back to school in my 40's, so I bring a lifetime of practical experience to my work. I focus on getting to the heart of the matter with clients, while looking for perspective into what may have caused the problem, and tools for the future. We will meet in person most or all of the time - I find this to be more effective.

ADD/ADHD, Anger Management, Anxiety, Depression,

Direct, Humorous, Warm

Accepts Cigna, United Healthcare, Aetna,

Offers free consultationsView profile and book

Chae Turner

Therapist

In-person

1301 South 8th Street, Colorado Springs, CO

Growing up with 4 brothers and 2 sisters lead me to develop a strong and outgoing personality that carries into sessions; I am gently candid to help push people to their potential. My goal is to explore people’s values and encourage them to develop their strengths. I believe laughter is healing so I implement that frequently into sessions.

Anger Management, Anxiety, Depression, OCD,

Challenging, Inquisitive, Warm

Accepts United Healthcare, Aetna, Select Health - Colorado,

Offers free consultationsView profile and book

Kristel Champeau

Therapist

In-person

7853 East Arapahoe Court, Centennial, CO

“I have been in the mental health field for 20+ years, helping and supporting children and their families with all different types of struggles.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Creative, Open-minded, Warm

Accepts Cigna, Aetna, Select Health - Colorado,

Offers free consultationsView profile and book

Diana Baumgarten

Therapist

In-person

950 Wadsworth Boulevard, Lakewood, CO

“I have worked with elementary and middle school aged children for the past 16 years and love helping children develop coping skills for emotional regulation management.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Open-minded, Warm

Accepts United Healthcare, Aetna, Select Health - Colorado,

Offers free consultationsView profile and book

Erica Sullivan

Therapist

In-person

499 Vaughn Street, Aurora, CO

“I partner with therapy animals and encourage creativity in sessions to create a comforting space where we can focus on what's important to you.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Affirming, Creative, Empowering

Accepts Cigna, Aetna, Carelon Behavioral Health

Offers free consultationsView profile and book

Seth Feldman

Therapist

In-person

1532 Emerson Street, Denver, CO

“I help individuals navigate ADHD, trauma, and anxiety while supporting lasting personal growth and emotional resilience.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Challenging, Open-minded, Warm

Accepts Cigna, United Healthcare, Aetna

Offers free consultationsView profile and book

Gary Howard

Therapist

In-person

1650 38th Street, Boulder, CO

“We begin with a 2 minute meditation. Then, you talk, I listen, I ask questions, we may laugh or cry together, and bit by bit we identify the core themes and solutions.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Humorous, Open-minded, Warm

Accepts Cigna, United Healthcare, Aetna,

Offers free consultationsView profile and book

Beka Davis

Therapist

In-person

2334 Broadway, Boulder, CO

“I have worked in the mental health field for over 20 years and appreciate the incredible resilience and strength of people.”

Anxiety, Depression, Eating Disorders, Grief or loss,

Affirming, Holistic, Participatory

Accepts Cigna, United Healthcare, Aetna,

Offers free consultationsView profile and book

Suzanne Moorehouse

Therapist

In-person

2850 McClelland Drive, Fort Collins, CO

“I practice unconditional positive regard, objectivity with my clients, allowing clients to fully be themselves, and to develop their full potential, happy and secure, self confident!”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Empowering, Inquisitive

Accepts Cigna, United Healthcare, Aetna,

View profile and book

Kyla Reed

Therapist

In-person

445 Union Boulevard, Lakewood, CO

“I have been practicing for over thirty years and I continue because I am passionate about helping people in difficult circumstances...”

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Open-minded, Warm

Accepts Cigna, Aetna, Select Health - Colorado,

View profile and book

Helen Tran

Therapist

In-person

3825 Iris Avenue, Boulder, CO

“I provide compassionate, evidence-based care that empowers children and caregivers with practical tools...”

ADD/ADHD, Anger Management, Anxiety, Depression,

Direct, Empowering, Open-minded

Accepts United Healthcare, Aetna, Select Health - Colorado,

Offers free consultationsView profile and book

Emma Schwartz

Therapist

Virtual • Colorado

Anxiety, Depression, LGBTQIA+, PTSD,

Energetic, Open-minded, Warm

Accepts Cigna, United Healthcare, Aetna,

View profile and book

Ashleigh Roosz

Therapist

Virtual • Denver, CO

I’m Ashleigh (she/her), a trauma-informed therapist who is a certified awkward gal, dog mom, pop culture enthusiast, witchy and a Mid-West emo at heart.

I specialize in working with trauma, life transitions, exploring sexuality, family estrangement and mo

Anxiety, LGBTQIA+, Trauma, Women's Issues

Direct, Open-minded, Warm

Accepts Cigna, Aetna, Carelon Behavioral Health,

View profile and book

Marsha Gilliland

Therapist

Virtual • Colorado

Anger Management, Anxiety, Bipolar Disorder, Depression,

Affirming, Challenging, Open-minded

Accepts Cigna, Aetna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Allison Young

Therapist

Virtual & in-person

2257 Main Avenue, Durango, CO

I believe in your own ability to heal and feel whole in this life. Whether this statement feels true in this moment or are questioning 'How do I start that process?'. I want to explore who that person is inside of you that craves to be known and seen.

Depression, Grief or loss, PTSD, Relationship Issues,

Creative, Empowering, Warm

Accepts Cigna, United Healthcare, Aetna,

View profile and book

Gabrielle May-Shinagle

Therapist

Virtual & in-person

Melody Drive, Northglenn, CO

Anger Management, Anxiety, Depression, Family Issues,

Affirming, Empowering, Warm

Accepts Cigna, United Healthcare, Aetna,

View profile and book

Juliana Kagan

Therapist

Virtual • Frisco, CO

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Humorous, Warm

Accepts Cigna, United Healthcare, Aetna,

View profile and book

Laura Leathers

Therapist

Virtual & in-person

5810 West 38th Avenue, Wheat Ridge, CO

Anxiety

Empowering, Energetic, Holistic

Accepts Cigna, United Healthcare, Aetna,

View profile and book

Dr. Brian Schneider

Psychologist

Virtual • Colorado

Anxiety, Depression, Trauma

Open-minded, Solution-oriented, Warm

Accepts Cigna, United Healthcare, Aetna,

View profile and book

Melissa Phifer

Therapist

Virtual • Thornton, CO

“My vision is that clients will feel empowered to explore their values and experiences to help them build a life that aligns with their own vision for themselves.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Inquisitive, Warm

Accepts Cigna, Aetna, Carelon Behavioral Health

Offers free consultationsView profile and book

Angela Spradlin

Therapist

Virtual & in-person

150 East 29th Street, Loveland, CO

My passion is to guide people with life issues that impact health and happiness.

Anxiety, Depression, Grief or loss, Infertility,

Empowering, Energetic, Warm

Accepts Cigna, Aetna, Select Health - Colorado,

View profile and book

Kristin Magnuson

Psychiatric Mental Health NP

Virtual & in-person

3210 East Woodmen Road, Colorado Springs, CO

“Kristin Magnuson believes in the importance of a non-judgmental environment to provide holistic, patient-centered care.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Holistic, Open-minded

Accepts Cigna, United Healthcare, Aetna,

View profile and book

Craig Jost

Therapist

Virtual & in-person

1402 South 3rd Avenue, Sterling, CO

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Solution-oriented, Warm

Accepts Cigna, United Healthcare, Aetna,

Offers free consultationsView profile and book

Alexandria Mezyad

Therapist

Virtual • Niwot, CO

Anxiety, Family Issues, Grief or loss, LGBTQIA+,

Accepts Cigna, Aetna, Select Health - Colorado,

Offers free consultationsView profile and book

Kate Nielsen

Therapist

Virtual • Colorado

ADD/ADHD, Anxiety, Depression, Family Issues,

Direct, Empowering, Open-minded

Accepts Cigna, United Healthcare, Aetna

View profile and book

Rebekah DePretis

Psychologist

Virtual & in-person

5350 South Roslyn Street, Greenwood Village, CO

Anxiety, Bipolar Disorder, Depression, Family Issues,

Direct, Open-minded, Warm

Accepts Aetna, Select Health - Colorado

View profile and book

Rebecca Katz

Psychiatrist

Virtual • Colorado

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Accepts Cigna, United Healthcare, Aetna,

Offers free consultationsView profile and book

Amanda Ashcraft

Therapist

Virtual • Colorado

ADD/ADHD, Anxiety, Eating Disorders

Challenging, Holistic, Warm

Accepts Cigna, Aetna, Select Health - Colorado,

View profile and book

Michele Wilson

Therapist

Virtual • Colorado

Hi. My name is Michele Wilson. I am a clinical counselor who enjoys working with individuals who present with various conditions. I use cognitive approaches to treatment and use EMDR treatment as therapeutic tools.

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,